Make financing fast and easy
Soft-pull credit check with no score impact
Real-time payment estimates with various scenarios
Current rates and special financing offers explained
Guide customers through the financing application
Explain GAP insurance and payment protection options
Help existing customers with payment questions
See how AI handles financing questions
Customer wants to know monthly payments on a $35,000 vehicle.
"AI calculates payment: "I'd be happy to run those numbers for you! For a $35,000 vehicle, here's what your payments would look like. With nothing down at 6.9% APR: 60 months would be $693/month, 72 months would be $597/month, or 84 months would be $530/month. Now, if you put $5,000 down, those drop to $594, $512, and $454 respectively. We also have some special financing right now - if you qualify for our 3.9% APR promotion on select models, that $35,000 vehicle with nothing down would be $644/month at 60 months. Would you like me to run a quick pre-qualification? It's a soft credit pull so it won't affect your score, and I can give you your actual rate in about 2 minutes.""
Customer wants to know if they can get approved before coming to the dealership.
"AI handles pre-qual: "Absolutely - I can pre-qualify you right now without affecting your credit score. I just need a few pieces of information. What's your approximate annual income? $72,000, great. And roughly how long have you been at your current job? 3 years, excellent - that's good stability. Do you have a housing payment - rent or mortgage? $1,400 monthly, okay. And just a ballpark - what's your current credit situation? Good but not perfect, that's fine. Based on this preliminary information, you'd likely qualify for financing in the $30,000-$40,000 range at rates between 5.9% and 7.9%. For a more precise rate, I can do a soft pull right now - I just need your name, date of birth, and social. This will NOT impact your credit score. Ready to proceed?""
Customer calls asking about their current auto loan payment.
"AI assists with payment: "I can help you with your loan information! Let me pull up your account... I see your 2022 Nissan Altima loan. Your current balance is $18,432, and your monthly payment of $412 is due on the 15th of each month. Your next payment is due in 8 days. You can make payments several ways: through our online portal at payments.dealership.com, by calling our automated payment line, by mail, or in person. I can also set up AutoPay if you'd like to never worry about missing a payment - we'll draft from your bank account 2 days before the due date. I also see you've made 20 consecutive on-time payments - nice work! That actually qualifies you for a rate reduction if you ever want to refinance. Would you like me to email you the payment portal link or set up AutoPay?""